Two Little Shifts & Big Returns

returnsThere’s something about the last month of the year. For all it’s magic, December always passes by in a blur. Still, as I looked through our numbers for November and thought about the month ahead, I realized that we’re making progress. And two little tweaks I made a few months back have been paying off big time for me personally.

Continue reading “Two Little Shifts & Big Returns”

Two Little Shifts & Big Returns

Picky Pinchers: Best Money Spent

best money spent picky pinchersIt’s a new month and a new opportunity to celebrate the best money spent. To kick off December, Mrs. Picky Pincher from Picky Pinchers stopped by to dish on why the debt on her home is her best money spent. Paint fumes and all… Continue reading “Picky Pinchers: Best Money Spent”

Picky Pinchers: Best Money Spent

Doubting Your Charitable Giving

charitable giving enough doubtsLast month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my kids were enthusiastic about it. So I promoted it. We counted–and recounted and recounted again–the change and graphed our progress each day. They were pretty pleased. Until it was announced that a student from another class brought in $100. Then, the coins stopped appearing.

At first, I didn’t understand it. Wouldn’t that inspire you to give more? I made more persuasive announcements. I donated money. I had kids make announcements. Still, the box sat mostly empty. About that same time, I read about Mr. Money Mustache and Physician on Fire giving away $100,000. Then, Leigh set up a donor-advised fund. And suddenly, that empty box made too much sense. Continue reading “Doubting Your Charitable Giving”

Doubting Your Charitable Giving

What Black Friday Critics Miss

missOne Facebook friend shopped for eight hours on Black Friday. Another took three friends and filled one shopping cart a piece. I looked at photo after photo as they flooded social media. There were a lot–and I mean A LOT–of shopping hashtags and not a single #OptOutside. The Black Friday critics on Twitter weren’t shy to call this out. And now I’d like to do the same. Continue reading “What Black Friday Critics Miss”

What Black Friday Critics Miss

This Wonderful Virtual Life

pieLast Thanksgiving, I spent the bulk of the afternoon darting in and out of the coat closet at my in-laws’ house. It was my first feature on Rockstar Finance, and I was absolutely mesmerized. Take a bite, catch up with a relative, check my phone. After three months of blogging talking to myself, people were actually going to see my blog. Was this real life? Continue reading “This Wonderful Virtual Life”

This Wonderful Virtual Life

TRS Pension Windfall: Help Me Spend It

TRS Pension WindfallThe state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we? Continue reading “TRS Pension Windfall: Help Me Spend It”

TRS Pension Windfall: Help Me Spend It

Montana Money Advenures: Best Money Spent

montanaMs. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test. Continue reading “Montana Money Advenures: Best Money Spent”

Montana Money Advenures: Best Money Spent

Minimalism and Losing a Mentor

mentorMinimalism lite served me well this year. I’m no longer living out the latte effect. My shoes almost all fit into my organizers. There is hope that one day, my husband’s clothes and mine will be able to live side by side in one closet. That’s to say nothing of the money that I’ve made selling my stuff, clocking in at just over $1,300 for the year.

Yes, my watered-down version of decluttering and deowning was a bright spot in 2016. Until I realized that I gave away the saltshakers. Now, I’m not so sure. Continue reading “Minimalism and Losing a Mentor”

Minimalism and Losing a Mentor

Is thredUP Worth It? $5.60 Says Maybe

thredupA few months back, I agreed to make $4 an hour selling to Clothes Mentor*. Like a dummy. Because if there’s anything that I don’t do, it’s learn my lesson the first time. Enter: thredUP.

ThredUP promises to  be worth it. There is the unrelenting social media advertising. There is the adorable green polka dot bag. There is the promise that it is quick and easy. So was thredUP worth it? Since I made $5.60 in just over a month, let’s go with maybe. Continue reading “Is thredUP Worth It? $5.60 Says Maybe”

Is thredUP Worth It? $5.60 Says Maybe

Pennies and Dollars: Best Money Spent

Best Money Spent Pennies and DollarsSince I started this series last month, we’ve celebrated everything from chocolate and hockey to concerts and backpacking. Today, Pennies and Dollars is here to share with us what he considers his best money spent this month year. For him, it’s not just about spending well once. It’s about stretching dollars to get the most bang for your buck.  Continue reading “Pennies and Dollars: Best Money Spent”

Pennies and Dollars: Best Money Spent