Money, Marriage, and Motorcycles

MotorcyclesI don’t hate my husband’s motorcycle. I mean, it gets better mileage than his car, and it’s not like I didn’t know about it before we got married. So I try to maintain a cool, wary distance from it. You know, when I’m not giving it the side eye for taking up space in our garage. Or wondering if it truly is loud enough to make his presence known to oblivious drivers. Or refusing rides because it’s uncomfortable to sit on and helmets are hot. Truth be told, if you asked me what kind it was, my response would be, “A red one.” Shrug.

One day this month, I noticed its title sitting out on our kitchen table. I knew what that meant. After years of ownership, my husband was finally ready to part with his bike. Our neighbor made it clear on day one of our move that he would happily take it off our hands when we my husband was ready. That was three long years ago. So I did what any other finance loving, clutter-hating  person would do: I hid the title. Continue reading “Money, Marriage, and Motorcycles”

Money, Marriage, and Motorcycles

Illness, Expenses, & $12 Cherry Juice

Cherry JuiceI’m afraid of getting sick. Not in the sense that I’m actually afraid of germs. Goodness knows how many germs pass through my fingers (literally) on any given school day. Normally, the concept of illness lurks in the back of my mind and then lurches to the forefront when a student gets sick (literally). I’m afraid of getting sick in the sense that I don’t know how well we can afford it, especially in the future. Let me explain. Continue reading “Illness, Expenses, & $12 Cherry Juice”

Illness, Expenses, & $12 Cherry Juice

Thoreau, The Minimalists, and Opting Out

Opting OutHenry David Thoreau the environmentalist? I appreciate. Henry David Thoreau the abolitionist? I applaud. Henry David Thoreau the father of simple living and the minimalist movement? I have a bone to pick with you. Continue reading “Thoreau, The Minimalists, and Opting Out”

Thoreau, The Minimalists, and Opting Out

Learning What I’m Worth

Worth (1)There is lots of excellent advice on the interwebs about being paid properly. Some of it is polite; some quite frank. Whether you want to carefully document the reasons why you deserve a raise or boldly start adding zeroes to your hourly rates, it’s important to be paid fairly. I know. You know. We all know. Why then, dear readers, am I so adept at taking one step forward and one step back? Continue reading “Learning What I’m Worth”

Learning What I’m Worth

One Year In: Blogging for Fun About Money

One YearShe Picks Up Pennies turns one this week. While many bloggers are able to share impressive, jealousy-inducing numbers in terms of income and views, I cannot. Just like all those spam commenters aptly note, I did not monetize my blog. And I’m not entirely sure how to get back to the view in WordPress that shows you how to find an in-depth look at your page views. Don’t tell me. I don’t want to know. More on that in a moment.

Beyond that, I would be lying if I didn’t tell you that I wanted to quit repeatedly. Cut my losses and find another hobby. Or watch cable that I’m still paying for. But I got so much more out of this year of blogging that I can’t imagine my days any other way. Through the insights and interactions, dialogues and debates, comments and tweets with all of you, I learned so much about finance and mindfulness. And I had a ton of fun along the way. That’s something worth hanging onto. Continue reading “One Year In: Blogging for Fun About Money”

One Year In: Blogging for Fun About Money

The Latte Factor Lived in My Closet

LatteHere’s the thing: I don’t drink coffee. I can count on one hand the number of sips I’ve tried. It’s so repulsive to me, I cannot swig it down in a Frappuccino that is 87% sugar, 11% heavy whipping cream, and 2% coffee. I won’t even eat tiramisu, failure of an Italian American that I am. But the latte factor is real. In fact, it’s my biggest money mistake. Continue reading “The Latte Factor Lived in My Closet”

The Latte Factor Lived in My Closet

That Time I Made $4 an Hour

$4 (1)He paid off his student loans flipping furniture. They paid off their mortgage re-selling estate sale finds. I made over $1,000 decluttering my closet. We’ve all seen the headlines. Some of us have even written them (guilty). But you know what? That’s not real life. Not all the time, anyway.

When it comes to selling my clothing, shoes, and handbags, I’ve found a great deal of success with online platforms like Poshmark, Tradesy, and even Craigslist. But when sales get slow, I take my goods to local consignment-like stores like Plato’s Closet and Clothes Mentor, or I donate them. Scratch that. From here on out, I donate them. Why? Because I don’t ever want to work for $4 an hour again. Continue reading “That Time I Made $4 an Hour”

That Time I Made $4 an Hour

How Would You Handle an Extra Expense?

Extra ExpenseIf an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours to hustle can be daunting, especially if you’re already side hustling. If your salary is fixed on a schedule, a raise is out of the question. So what would be your plan of attack to deal with an extra monthly expense? Continue reading “How Would You Handle an Extra Expense?”

How Would You Handle an Extra Expense?

6 Ideas for that Extra Paycheck

Extra Paycheck (1)Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s paychecks and two of mine, this particular month will actually net me three checks. Whenever I realize this and the initial excitement settles, the real question always becomes, What should I do with it? Continue reading “6 Ideas for that Extra Paycheck”

6 Ideas for that Extra Paycheck

A Bad Case of Saver’s Remorse

Saver's RemorseBuyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you develop that same feeling of deep-seated regret? It turns out there is. Continue reading “A Bad Case of Saver’s Remorse”

A Bad Case of Saver’s Remorse