“What would you do with $5,000? Would you buy one of those purses or would you take a nice cruise?” The thing about my nana is that it was never really all that hard to tell exactly where she stood on an issue. A master of both Italian guilt and loaded questions, if she wasn’t … [Read more…]
Could you come up with an extra $500 in an emergency? What about $5000? The statistics about Americans’ inability to cover emergency expenses are sobering, so it’s not surprising that posts calling for emergency funds are everywhere. Peace of mind for the win. And with all the emergency fund hoopla, there’s even been some debate … [Read more…]
You have the same number of hours in a day as Beyonce. I can’t quite pinpoint when that graphic t-shirt water bottle mug first appeared, but it’s been enjoying a resurgence in popularity as of late. And there’s already been much said about how it’s complete gospel or total garbage. But what we really need to remember … [Read more…]
Did you hear the one about how you, too, can pay off $220,000 in debt in three years? Ba dum tss. Let me fast track this to the catch. It involves a whole bunch of hard work piled on top of the generous gift of a home combined with the gift of somewhere else to … [Read more…]
How much do you spend on a phone each month? As of last month, we spent $170 a month on two phones. And we’d been doing so for years. After a fair amount of hemming and hawing mixed in with waiting out the duration of our contracts, we decided to put a stop to the … [Read more…]
When I write posts about how approximately 50% of our budget is dedicated to savings–and extra debt repayment–I want to take a victory lap around the table and send myself all sorts of celebratory GIFs. Truth be told, sometimes I do. But based on the number crunching that we’ve been doing lately, it seems the … [Read more…]
The interwebs are filled with financial advice, cautionary tales, and success stories beyond my wildest imaginings. Amidst all that collective wisdom, though, are some sayings that seem significant but might actually be problematic oversimplifications. Here are five tweetable money truths that simply don’t ring true for me.