Two Little Shifts & Big Returns

returnsThere’s something about the last month of the year. For all it’s magic, December always passes by in a blur. Still, as I looked through our numbers for November and thought about the month ahead, I realized that we’re making progress. And two little tweaks I made a few months back have been paying off big time for me personally.

Continue reading “Two Little Shifts & Big Returns”

Two Little Shifts & Big Returns

Doubting Your Charitable Giving

charitable giving enough doubtsLast month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my kids were enthusiastic about it. So I promoted it. We counted–and recounted and recounted again–the change and graphed our progress each day. They were pretty pleased. Until it was announced that a student from another class brought in $100. Then, the coins stopped appearing.

At first, I didn’t understand it. Wouldn’t that inspire you to give more? I made more persuasive announcements. I donated money. I had kids make announcements. Still, the box sat mostly empty. About that same time, I read about Mr. Money Mustache and Physician on Fire giving away $100,000. Then, Leigh set up a donor-advised fund. And suddenly, that empty box made too much sense. Continue reading “Doubting Your Charitable Giving”

Doubting Your Charitable Giving

What Black Friday Critics Miss

missOne Facebook friend shopped for eight hours on Black Friday. Another took three friends and filled one shopping cart a piece. I looked at photo after photo as they flooded social media. There were a lot–and I mean A LOT–of shopping hashtags and not a single #OptOutside. The Black Friday critics on Twitter weren’t shy to call this out. And now I’d like to do the same. Continue reading “What Black Friday Critics Miss”

What Black Friday Critics Miss

TRS Pension Windfall: Help Me Spend It

TRS Pension WindfallThe state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we? Continue reading “TRS Pension Windfall: Help Me Spend It”

TRS Pension Windfall: Help Me Spend It

Montana Money Advenures: Best Money Spent

montanaMs. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test. Continue reading “Montana Money Advenures: Best Money Spent”

Montana Money Advenures: Best Money Spent

Pennies and Dollars: Best Money Spent

Best Money Spent Pennies and DollarsSince I started this series last month, we’ve celebrated everything from chocolate and hockey to concerts and backpacking. Today, Pennies and Dollars is here to share with us what he considers his best money spent this month year. For him, it’s not just about spending well once. It’s about stretching dollars to get the most bang for your buck.  Continue reading “Pennies and Dollars: Best Money Spent”

Pennies and Dollars: Best Money Spent

Power Over Life: Best Money Spent

Best Money Spent Power Over LifeThe list is growing! It started with sweet treats and plane tickets. Then, Matt added concerts and hockey. Now, Jacob from Power Over Life is here to remind us that strategic spending is the key to unlocking some of life’s greatest adventures. Here’s what he considers his best money spent: Continue reading “Power Over Life: Best Money Spent”

Power Over Life: Best Money Spent

Optimize Your Life: Best Money Spent

best-money-spent-optimizeLast month, I thought long and hard about my best money spent. Because what’s life without chocolate? And it turns out relationships matter, too. While much of the conversations in personal finance focus on not spending, I figured it was time to shake things up. Matt from Optimize Your Life is here to help. Curious what he considers to be his best money spent? Read on! Continue reading “Optimize Your Life: Best Money Spent”

Optimize Your Life: Best Money Spent

Is $100 a Big Deal?

100Tim Ferriss. He’s out of touch. If you somehow missed it, there was this one time when he spitballed the fact that people have $5000 in disposable income to spend each month on his podcast. No, dude, they don’t. But he’s not the only person who might be out of touch with money. Last week, I thought I was the one with the money math problem. Continue reading “Is $100 a Big Deal?”

Is $100 a Big Deal?

Trying to Travel Hack

travelI’ve decided to travel hack. So that automatically means I’m an expert, right? Actually, I thought it would be really helpful to chronicle my toe dip into these waters. Because, if you’re not a travel hacker and you’re anything like me, you’re both excited and overwhelmed by the prospect of free travel.

Don’t get me wrong. Seeing the world at little to no cost sounds like a dream. But I currently have a huge aversion to credit card fees, and our teaching schedule forces us to travel during peak times (read: costs more points/miles). This combination left me on the sidelines for quite some time. Now that I’ve scooped up my Chase Sapphire Preferred card, I’m on the sidelines no more! Continue reading “Trying to Travel Hack”

Trying to Travel Hack