Doubting Your Charitable Giving

charitable giving enough doubtsLast month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my kids were enthusiastic about it. So I promoted it. We counted–and recounted and recounted again–the change and graphed our progress each day. They were pretty pleased. Until it was announced that a student from another class brought in $100. Then, the coins stopped appearing.

At first, I didn’t understand it. Wouldn’t that inspire you to give more? I made more persuasive announcements. I donated money. I had kids make announcements. Still, the box sat mostly empty. About that same time, I read about Mr. Money Mustache and Physician on Fire giving away $100,000. Then, Leigh set up a donor-advised fund. And suddenly, that empty box made too much sense. Continue reading “Doubting Your Charitable Giving”

Doubting Your Charitable Giving

What I Do Have, Not Could Have

Do HaveSometimes, I wonder if I was happier before I fell into the world of personal finance. My life is more fulfilled now. My priorities are more concrete. But there is something to be said about blissful ignorance. Yes, it’s ephemeral. It was only a matter of time before that bliss came crashing down quite literally. My closets could only hold so much stuff.

Still, I realize that my happiness hasn’t shifted quite the way I anticipated when I started this blog last August. I have ambitions, I have goals. I’ve reached pretty impressive milestones in a relatively short span of time. While I have even shifted my mindset in terms of focusing less on material things and more on freedom, this change in mindset hasn’t been quite as transformative as it sounds. Whether it’s focusing on acquiring more things, more money, more investments, or more freedom, I’m still focusing on what I could have, not what I do have. And therein lies the problem. Continue reading “What I Do Have, Not Could Have”

What I Do Have, Not Could Have