Minimalism and Losing a Mentor

mentorMinimalism lite served me well this year. I’m no longer living out the latte effect. My shoes almost all fit into my organizers. There is hope that one day, my husband’s clothes and mine will be able to live side by side in one closet. That’s to say nothing of the money that I’ve made selling my stuff, clocking in at just over $1,300 for the year.

Yes, my watered-down version of decluttering and deowning was a bright spot in 2016. Until I realized that I gave away the saltshakers. Now, I’m not so sure. Continue reading “Minimalism and Losing a Mentor”

Minimalism and Losing a Mentor

April Fools’ Day Truths – I Swear!

AprilI’m sure you have your guard up. It is April 1st after all. While I can guarantee that some of these truths will seem to be the makings of an April Fools’ joke, especially coming from a personal finance blogger, I promise they’re 100% true. Continue reading “April Fools’ Day Truths – I Swear!”

April Fools’ Day Truths – I Swear!

$500 in Sales & Five Things I’ve Learned on Poshmark

PoshmarkIn the past few months, I’ve earned over $500 on Poshmark. This selling frenzy is the result of the grand effort to clean out my closets. That’s right. Closets. While I like to think I brought a lot of positive things to our marriage, I also brought a lot of stuff. Way, way too much stuff. And the stuff I didn’t bring, I left at my parents’ house.

I originally started using consignment stores and resale shops like Plato’s Closet and Clothes Mentor, but netting $2 for an Ann Taylor LOFT sweater with the tag still attached seemed a little insulting. I could have gone the route of garage sales, but I was looking for something that would let me go through my drawers and hangers little by little. Poshmark fit the bill. Though their fees are a little bit high and they’ve recently increased the cost of shipping for buyers, I’m still having good luck using the app to sell my new and gently used clothes and shoes. If you’re looking to get started, here are five things I’ve learned selling on Poshmark. Continue reading “$500 in Sales & Five Things I’ve Learned on Poshmark”

$500 in Sales & Five Things I’ve Learned on Poshmark

Frugally Awesome…or Awkward

Frugally Awesome...Since we’re all friends here and I’m really good at confessing secrets now, I’ll let you in on another one: I’m a supremely awkward human being. Just last week, I was sitting in a work meeting with my boss and my coworker best friend former best friend. Midway through the meeting, I swatted stray hairs from my forehead. Or I thought that’s what I did.

In fact, I managed to drag my nails across my temple and scratch myself. Then, unbeknownst to me, I proceeded to bleed for the remainder of the meeting. As we left, said coworker handed me a tissue and said, “You’ve been bleeding.” Just another glorious day in the life of Penny.

Since laughing at myself brings me great joy, I thought I’d share some fun little moments of awkwardness that have cropped up as of late. Whether it’s the food we eat, the way we live, or the clothes I keep, it seems everyone has an opinion on our frugality. And it makes for some delightfully awkward personal finance moments.  Continue reading “Frugally Awesome…or Awkward”

Frugally Awesome…or Awkward

How I Tossed 68% of My Home Office Clutter

ClutterLast month, I finished decluttering my kitchen. Well, I finished decluttering almost my whole kitchen. I ran into a roadblock when I got to my built-in desk, which doubles as my home office. There were papers, pens, photos, envelopes, coupons — current and long expired. Then, there was the junk drawer. Oh, the junk. So, I did what any sensible person who was on a decluttering mission would do. I called it quits and chose to savor the work in the rest of my kitchen.

Still, I was bitten by the decluttering bug, and the only solution is less stuff. So, I committed to tackling the rest of my kitchen this month. That meant that nothing was safe. No errant paper, no miscellaneous Post-It, nothing. After carefully combing through my office supplies, I was able to abandon 68% of the items that were currently taking up space in my desk. Continue reading “How I Tossed 68% of My Home Office Clutter”

How I Tossed 68% of My Home Office Clutter

10 Signs Your Outdoor Clutter is Out of Control

Signs It's Time To Tame Your Outdoor Clutter1Think clutter is only limited to what’s inside your home? Think again. In an attempt to savor the last bits of autumnal colors and daylight, I have been taking longer jogs than usual most evenings. While much of my jog is comprised of me picking out my favorite tree listening to my most recent podcast downloads negotiating with myself to muscle through one more block in exchange for dessert, I also happened to notice that a few of my fellow neighbors might want to speed up their spring cleaning by a few months.  Continue reading “10 Signs Your Outdoor Clutter is Out of Control”

10 Signs Your Outdoor Clutter is Out of Control

October Goals: Less Clutter, Lower Insurance

October Goals-Rabbit, rabbit! Happy October, all. Cool breezes, crunchy leaves, fall colors. I’m feeling fall for sure. While my biggest autumnal ambition is to make it to November without turning on the heat, there’s not much I can do about Mother Nature in the Midwest. In the spirit of focusing on the things I can control, here are my three goals for the next thirty days when it comes to clutter, insurance, and more. Continue reading “October Goals: Less Clutter, Lower Insurance”

October Goals: Less Clutter, Lower Insurance

The Burden of Gifts

null (1)“You haven’t given me a gift. You’ve given me an obligation.” Of all the witticisms, one-liners, and pearls of wisdom that Sheldon Cooper* has uttered, that gem about gift giving is one of my favorites. He spoke those words in regards to the implied reciprocity of gifting. Granted it may be taxing to some people to determine an equally exciting gift of commensurate value to give to the gifter. For me, though, the real headache lies in determining what to do with a gift. More specifically, are we obligated to keep the gifts we receive not because they offer utility or add fulfillment to ours lives, but simply because they have been given to us by someone else?  Continue reading “The Burden of Gifts”

The Burden of Gifts

Simple Switches: Organizing Everything Under the Kitchen Sink

Easy Kitchen Organization Trick | shepicksuppennies.comIt’s true. I organized everything but the kitchen sink. To be more exact, I organized everything under the kitchen sink.

We have a double kitchen sink with a spray hose and built-in soap dispenser. Those features make for convenient cleaning. They also make for lots of dangles and doodads under the sink that eat up precious storage space. After accidently playing dominoes one too many times with my cleaning supplies, I knew it was time to come up with a plan. Continue reading “Simple Switches: Organizing Everything Under the Kitchen Sink”

Simple Switches: Organizing Everything Under the Kitchen Sink