The first time I mentioned the revolutionary concept of financial independence early retirement (FIRE) to my mom a few years ago, I was met with a scoff. She applauded the idea of financial independence. But early retirement? It was met with pursed lips, a decided frown, or the click of her tongue behind her teeth every time I mentioned it. Try as I might, I could not levy enough evidence or anecdotes or blog posts to make her sweeten on the idea. Perhaps the concept was just too abstract. But then I took a step back and started to see my mom for who she really is.