When You Tell Me Not to Be Scared

scaredThis isn’t about economics. This isn’t about politics. This is me letting you know what it feels like when you tell me not to be scared.

Last night, much of the world got a lesson in stock market futures. Now that I’ve had this personal finance thing under my belt for a while, I actually knew what that meant. Well, at least sort of. Maybe. The market was nervous. Investors were nervous. I was nervous.

I still am. Continue reading “When You Tell Me Not to Be Scared”

When You Tell Me Not to Be Scared

Frugally Awesome…or Awkward: Part 3

FrugallyAfter I ran my last post in this series, I thought surely I would run out of awkward moments to share. Then I remember that I’m me, and there’s no shortage of awkward moments in my life, finance related and otherwise. For instance, let’s flashback to two weeks ago in my classroom: 

I don’t normally eat or drink while I teach–out of respect for the school rules that my students follow and for fear of choking and having to rely on a 12-year-old to perform the Heimlich Maneuver or page the nurse–but I had a wicked sore throat, so I was sipping on plain green tea in an attempt to preserve my voice. I took one quick, inconspicuous sip. Minutes later, I followed it up with a second sip. This time, I managed to miss half my mouth and essentially drool down my shirt. Instead of laughing too loudly, one student promptly raised his hand and assured me that things could have been a lot worse. He promised, “You could have been the teacher who walked backwards and fell into the recycle bin last week!”

While I certainly can’t claim that level of awkwardness (yet), the people in my life have done a pretty outstanding job of making me blush when it comes to finances in the past month. I spend most of my days minding my own business, trying to do my frugal living thing. Yet these short encounters transform me from frugally awesome to awkward in no time flat. Continue reading “Frugally Awesome…or Awkward: Part 3”

Frugally Awesome…or Awkward: Part 3

Beyond Financial Fitness in 2016

Financial FitnessWith the new year just days away, now seems like a fitting time to look to the future. Many of the posts on She Picks Up Pennies have had a financial focus this past year. Looking ahead, I plan to continue to pay down debt (we’re shooting for well above the $18k mark for 2016!), work towards financial independence, and slash away at aspects of our budget. However, I hope to explore more of the heart of this blog – that is to find many ways to live more purposefully.  Continue reading “Beyond Financial Fitness in 2016”

Beyond Financial Fitness in 2016

Guest Post: 3 Types of Investing to Boost Your Budget

Guest PostNate M. Vickery reached out to me about doing a guest post on penny stocks and other types of investing. If the shoe name fits, right? He is a business consultant from Sydney, Australia. He is also an occasional investor who likes to share some of his insights and knowledge. Take it away, Nate.

The home budget is that one place where we always need some extra money. When all expenses–such as housing, food and transportation–are taken care of, what we have left may not amount to much. Making money on the side can seem like a somewhat risky move, but it is not impossible. There are some investing strategies you can try right on your own computer. There are some types of investing that are not too time-consuming, may have limited risk, and basically anyone can do them. Here are three types of investing you might try to boost your home budget. Continue reading “Guest Post: 3 Types of Investing to Boost Your Budget”

Guest Post: 3 Types of Investing to Boost Your Budget