TRS Pension Windfall: Help Me Spend It

TRS Pension WindfallThe state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we? Continue reading “TRS Pension Windfall: Help Me Spend It”

TRS Pension Windfall: Help Me Spend It

No, The IRS Isn’t Actually Calling

IRSIn the middle of the week, I received the most exciting–and irritating–voicemail ever. Well, maybe not ever, but I can’t really remember all the way back to my middle school crank phone call days*. After thirty-six seconds, a tinny voice disconnected, and I realized that I had finally heard my first IRS scam. That’s right, the unicorn of phone calls, the pinnacle of scams is now indelibly recorded on my smartphone.

For those of you who haven’t discovered the white whale of scams, the voicemail plays as such: “The reason that this call is to inform you that the IRS is filing lawsuit against you. To get more information about this case file, please call immediately on our department number 360-810-6225. I repeat 360-810-6225. Thank you.” Mine was then followed by eleven seconds of static-riddled silence.  And yes, the missing words are courtesy of the caller, not my poor keyboarding skills.

The fact that these phone calls are still so pervasive is maddening. Robo-callers using MagicJack phones and similar technology that is far beyond my ken** to prey on unsuspecting people is vile. Because I had previously heard of this scam from a family friend, my pulse never spiked, my palms never broke a sweat. But I can’t say the same for everyone else.  Continue reading “No, The IRS Isn’t Actually Calling”

No, The IRS Isn’t Actually Calling

Don’t Be Fooled: Businesses Need to Make Money

Don't Be Fooled“If it didn’t make them money, they wouldn’t do it.” That healthy dose of skepticism was the mantra of the first entrepreneur I knew: my dad. To this day, whenever my mom mentions loss leaders, BOGO deals, and doorbusters, my dad smiles, shakes his head, and repeats his favorite pearl of financial wisdom. This notion has always been accepted as truth in our family, and I am continually amazed at how so many people disregard the fact that a business’s number one job is to stay in business. The waters get murkier when it comes to more innocuous organizations, but the truth remains. Case in point: the shopping catalog I received from our teacher’s union.  Continue reading “Don’t Be Fooled: Businesses Need to Make Money”

Don’t Be Fooled: Businesses Need to Make Money