To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will also garner far more esteem in the media, on social media, from your friends, and at family parties. You, my friend, are an innovator. A disrupter. Someone who will push your field to the precipice, help pivot a struggling enterprise, or create the newest technology.
I don’t do what you do.
I couldn’t do what you do.
I’m also not sure I’d want to. Continue reading “My Passion is My Work”
No, I don’t have a crystal ball or a super power. I have a salary schedule. In addition to revealing exactly how much money my coworkers make, a salary schedule also lets me predict the future in the sense that I know exactly when I’ll crack the six-figure salary mark.
I imagine there are a lot of people working in different sectors that would love to have this information at their fingertips. There’s no guessing. There’s no wishing. There are no bonuses, no commissions, no extra effort, no deal closings to be calculated or approximated. There’s just a 20×20 grid with time of service on one side and advanced degree hours on the other. And after almost a decade of staring at this chart, I’ve realized exactly one thing: it’s not good, it’s not bad, it just is. Continue reading “I Know When I’ll Make 6 Figures”
Growing up, I celebrated nearly every birthday at an arcade. It was magical: bumper cars, skeeball, Bozo Buckets, Whac-a-Mole, and more. The lights and bells that signaled a win delighted me almost as much as the sound of the mechanism churning out tickets. Ever so gently, I would remove my winnings from the ticket dispenser, careful not to rip the last ticket. Then, I would delicately fold them up, trot over to the redemption counter, request that my tickets be counted, and promptly buy…nothing.
For the better part of a decade, I squirreled away tickets in my nightstand drawer. When that got too full, my mom helped me take them in and have them transferred onto a single certificate that could be redeemed at a later date. I didn’t know what I was saving up for, but it was going to be something big. Something meaningful. Something infinitely greater that any of the Fun Dip and plastic tchotchkes that my friends chose. I could buy a lava lamp, a microwave, a speaker system for my Discman. Yes, I would buy something important. Continue reading “Do Your Savings Make Sense?”
Like most bloggers, I have a variety of goals and milestones that I hope to achieve. I also have a carefully crafted timeline (read: spreadsheet) upon which these ambitions are judiciously plotted. One month, six months, one year, five years, and on down the line.
My situation is not unique. Think back to the five most recent blog posts you read. Were they about monthly budgets or net worth updates? Compound interests or dividends? IRAs or pension plans? As a society, we are incredibly future driven. The future is where we store our dreams, our passions, our goals. Yet, the present is what matters most.
Continue reading “Today Matters Most”