Earlier in the year, I set the goal of opening a taxable investment account by my birthday. I was spending a lot of time researching Betterment and Wealthfront. It seemed like robo-investors were a pretty painless way to up my fairly pathetic investment game. Now that thirty has come and gone, here’s where things stand in my little part of the investment world: Continue reading “Betterment, Wealthfront, or None of the Above”
I thought I had goals. But it turns out, I have mostly hopes and dreams when it comes to personal finance. Paying off our mortgage in the next 10 years isn’t a good goal. Staying out of debt isn’t a good goal. Increasing my net worth isn’t a good goal. They’re undoubtedly important aspirations, but they’re not measurable. They’re also quite vague.
For someone as fond of spreadsheets as I am–I love them, I do, I do, I do–you’d think that I’d be all about SMART goals. The more specific the goals, the more observable the metrics. Hello, spreadsheets. For too long, I’ve let fears prevent me from setting specific goals. Fear of failing and fear of investing have kept me locked in a holding pattern of saving but not really allowing our money to work for us. So here’s to shaking off the fear and setting some real goals for once and for all. Continue reading “Goals are Good: I Should Set Some”
Could you save an extra $5500 a year? When Maggie from Northern Expenditure first announced the Roth IRA Challenge, I wasn’t sure that I could side hustle that hard. However, after reviewing our finances from last year, it turns out that Mr. P and I BOTH managed to side hustle our way to an extra $12,000. The trick? Turning our talents and passions into extra income streams. To get the full details on how we managed to make that much money from two income streams, check out my guest post on Northern Expenditure. To see why we’re so motivated to hustle hard, you might enjoy the following posts: Continue reading “Roth IRA Challenge: Monetize Your Talents & Passions”
My husband doesn’t read my blog. He convinced me to start it, cheered me on enough to actually convince me to purchase a domain name and self host, and that was about it. Except for one day very early on when he clicked and clicked to get my page to 100 views…and promptly got busted by moi.
To say he’s not interested in personal finance is an understatement. We make smart money decisions together, but it’s not his hobby or his passion. So imagine my surprise when the stock market tanked this past August and again at the start of this year, and Mr. P started spouting off investment advice like he
was Warren Buffet read a blog even realized the market was crashing.* Here are some of the little gems here’s shared with me over the past few months: Continue reading “Simple Advice to Combat Investing Woes”