Two Little Shifts & Big Returns

returnsThere’s something about the last month of the year. For all it’s magic, December always passes by in a blur. Still, as I looked through our numbers for November and thought about the month ahead, I realized that we’re making progress. And two little tweaks I made a few months back have been paying off big time for me personally.

Continue reading “Two Little Shifts & Big Returns”

Two Little Shifts & Big Returns

My Passion is My Work

passion

To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will also garner far more esteem in the media, on social media, from your friends, and at family parties. You, my friend, are an innovator. A disrupter. Someone who will push your field to the precipice, help pivot a struggling enterprise, or create the newest technology.

I don’t do what you do.

I couldn’t do what you do.

I’m also not sure I’d want to. Continue reading “My Passion is My Work”

My Passion is My Work

What I Do Have, Not Could Have

Do HaveSometimes, I wonder if I was happier before I fell into the world of personal finance. My life is more fulfilled now. My priorities are more concrete. But there is something to be said about blissful ignorance. Yes, it’s ephemeral. It was only a matter of time before that bliss came crashing down quite literally. My closets could only hold so much stuff.

Still, I realize that my happiness hasn’t shifted quite the way I anticipated when I started this blog last August. I have ambitions, I have goals. I’ve reached pretty impressive milestones in a relatively short span of time. While I have even shifted my mindset in terms of focusing less on material things and more on freedom, this change in mindset hasn’t been quite as transformative as it sounds. Whether it’s focusing on acquiring more things, more money, more investments, or more freedom, I’m still focusing on what I could have, not what I do have. And therein lies the problem. Continue reading “What I Do Have, Not Could Have”

What I Do Have, Not Could Have

I Don’t Value That Right Now

ValueWe all have twenty-four hours in a day. Some of us have the resources and wherewithal to leverage that time more effectively than others. While we may not all be on equal footing in that regard, we all make choices about how we spend our time. For too long, I viewed my days as an hourglass that sat next to my to-do list. On good days, the list would be finished before the sand ran out. On most days, though, the list would spill over into the next day.

For the past few weeks, I’m trying to reconsider how I budget my time. Instead of simply tackling whatever is on the list first or whatever habit is ingrained so deeply in my subconscious that I don’t even have to put in on the list, I’m prioritizing my day. I’m also trying to change the way I view my time. Instead of simply thinking to myself, “I don’t have time for this,” I’m swapping out that phrase for “I don’t value that right now”. Harsh? Maybe. But very few eye-opening truths aren’t. Time is finite, so I’m going to attempt to spend it more wisely.  Continue reading “I Don’t Value That Right Now”

I Don’t Value That Right Now

Monday Motivation: Folklore, Clear Thinking and Then Some

 

Monday Motivation (2)Each Monday, I post a curated list of blogs, podcasts, recipes, books, and activities that will get me motivated for the week ahead.

Click – This post from Bridget at Money after Graduation is such an excellent reminder to keep an eye on your pennies – not just your earnings, but your spendings and savings, too. I wrote a little bit about the time-money balance last week when I fell back into couponing, but her take about how we’re never too short on time to keep track of our money is powerful reminder that everyone should heed.  Continue reading “Monday Motivation: Folklore, Clear Thinking and Then Some”

Monday Motivation: Folklore, Clear Thinking and Then Some