One of the most fascinating aspects of personal finance is the fact that it is comprised of individual stories, goals, wisdom, and opinions. I have read certain bloggers state unequivocally that if you have not experienced debt, your authenticity as a personal finance blogger is questionable at best. I’ve also seen readers lambaste bloggers in comment sections for not acknowledging enough of the privilege that they were born into. Debates and controversy abound. And when it comes to lightning rods as financial figureheads, I’m not sure anyone fits the bill better than Dave Ramsey. So what I want to know is does it really matter where Dave Ramsey lives?