If I Were Rich, Where Would I Be?

rich“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted.

Now that I’m older, I’ve started to think on this again. Where would I be? What would I do? How would I answer her question? My greatest wish would be to spend one more day with her. But if I can’t do that, the least I could do is come up with an answer to her question. Continue reading “If I Were Rich, Where Would I Be?”

If I Were Rich, Where Would I Be?

Illness, Expenses, & $12 Cherry Juice

Cherry JuiceI’m afraid of getting sick. Not in the sense that I’m actually afraid of germs. Goodness knows how many germs pass through my fingers (literally) on any given school day. Normally, the concept of illness lurks in the back of my mind and then lurches to the forefront when a student gets sick (literally). I’m afraid of getting sick in the sense that I don’t know how well we can afford it, especially in the future. Let me explain. Continue reading “Illness, Expenses, & $12 Cherry Juice”

Illness, Expenses, & $12 Cherry Juice

3 Investment Mistakes I’m Trying to Fix

Investment MistakesSince this is a post on investments, let’s get the platitudes out of the way: You’re in it for the long-haul. Look at the market’s performance over time. It’s just a bump in the road. That many Bogleheads can’t be wrong. This also isn’t going to be a post about how my dividends are now another income stream or how my returns are outperforming my spreadsheet estimates by six months on my FIRE journey. Why? Because that isn’t my reality right now.

Right now, my savings account is outearning my Roth IRA for the current year and year-to-date. My Roth is only .2% ahead of my savings since inception. The numbers are bleak. But I get it. I understand the power of compound interest. I think the estimates are far too generous, but I get the principle. I’m sold on investing. Since my big goals for the year centered on investing, I thought I’d share three mistakes I’ve worked to correct this month: Continue reading “3 Investment Mistakes I’m Trying to Fix”

3 Investment Mistakes I’m Trying to Fix

Roth IRA Challenge: Monetize Your Talents & Passions

Roth IRA (1)Could you save an extra $5500 a year? When Maggie from Northern Expenditure first announced the Roth IRA Challenge, I wasn’t sure that I could side hustle that hard. However, after reviewing our finances from last year, it turns out that Mr. P and I BOTH managed to side hustle our way to an extra $12,000. The trick? Turning our talents and passions into extra income streams. To get the full details on how we managed to make that much money from two income streams, check out my guest post on Northern Expenditure. To see why we’re so motivated to hustle hard, you might enjoy the following posts: Continue reading “Roth IRA Challenge: Monetize Your Talents & Passions”

Roth IRA Challenge: Monetize Your Talents & Passions

Simple Advice to Combat Investing Woes

Investing WoesMy husband doesn’t read my blog. He convinced me to start it, cheered me on enough to actually convince me to purchase a domain name and self host, and that was about it. Except for one day very early on when he clicked and clicked to get my page to 100 views…and promptly got busted by moi.

To say he’s not interested in personal finance is an understatement. We make smart money decisions together, but it’s not his hobby or his passion. So imagine my surprise when the stock market tanked this past August and again at the start of this year, and Mr. P started spouting off investment advice like he was Warren Buffet read a blog even realized the market was crashing.* Here are some of the little gems here’s shared with me over the past few months: Continue reading “Simple Advice to Combat Investing Woes”

Simple Advice to Combat Investing Woes

October Goals: Less Clutter, Lower Insurance

October Goals-Rabbit, rabbit! Happy October, all. Cool breezes, crunchy leaves, fall colors. I’m feeling fall for sure. While my biggest autumnal ambition is to make it to November without turning on the heat, there’s not much I can do about Mother Nature in the Midwest. In the spirit of focusing on the things I can control, here are my three goals for the next thirty days when it comes to clutter, insurance, and more. Continue reading “October Goals: Less Clutter, Lower Insurance”

October Goals: Less Clutter, Lower Insurance