TRS Pension Windfall: Help Me Spend It

TRS Pension WindfallThe state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we? Continue reading “TRS Pension Windfall: Help Me Spend It”

TRS Pension Windfall: Help Me Spend It

3 Investment Mistakes I’m Trying to Fix

Investment MistakesSince this is a post on investments, let’s get the platitudes out of the way: You’re in it for the long-haul. Look at the market’s performance over time. It’s just a bump in the road. That many Bogleheads can’t be wrong. This also isn’t going to be a post about how my dividends are now another income stream or how my returns are outperforming my spreadsheet estimates by six months on my FIRE journey. Why? Because that isn’t my reality right now.

Right now, my savings account is outearning my Roth IRA for the current year and year-to-date. My Roth is only .2% ahead of my savings since inception. The numbers are bleak. But I get it. I understand the power of compound interest. I think the estimates are far too generous, but I get the principle. I’m sold on investing. Since my big goals for the year centered on investing, I thought I’d share three mistakes I’ve worked to correct this month: Continue reading “3 Investment Mistakes I’m Trying to Fix”

3 Investment Mistakes I’m Trying to Fix

Put Up or Shut Up: My Plunge into Investing

My Plunge into InvestingDespite the honors and AP classes that I was enrolled in throughout primary, secondary, and undergraduate schooling, I am a slow learner. Like, embarrassingly slow. But, I can say wholeheartedly that I have finally and officially learned that a certificate of deposit at my bank is no place for my Roth IRA. Is that a slow clap I hear? Yeah, I didn’t think so.  Continue reading “Put Up or Shut Up: My Plunge into Investing”

Put Up or Shut Up: My Plunge into Investing