Montana Money Advenures: Best Money Spent

montanaMs. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test. Continue reading “Montana Money Advenures: Best Money Spent”

Montana Money Advenures: Best Money Spent

Pennies and Dollars: Best Money Spent

Best Money Spent Pennies and DollarsSince I started this series last month, we’ve celebrated everything from chocolate and hockey to concerts and backpacking. Today, Pennies and Dollars is here to share with us what he considers his best money spent this month year. For him, it’s not just about spending well once. It’s about stretching dollars to get the most bang for your buck.  Continue reading “Pennies and Dollars: Best Money Spent”

Pennies and Dollars: Best Money Spent

Optimize Your Life: Best Money Spent

best-money-spent-optimizeLast month, I thought long and hard about my best money spent. Because what’s life without chocolate? And it turns out relationships matter, too. While much of the conversations in personal finance focus on not spending, I figured it was time to shake things up. Matt from Optimize Your Life is here to help. Curious what he considers to be his best money spent? Read on! Continue reading “Optimize Your Life: Best Money Spent”

Optimize Your Life: Best Money Spent

Is $100 a Big Deal?

100Tim Ferriss. He’s out of touch. If you somehow missed it, there was this one time when he spitballed the fact that people have $5000 in disposable income to spend each month on his podcast. No, dude, they don’t. But he’s not the only person who might be out of touch with money. Last week, I thought I was the one with the money math problem. Continue reading “Is $100 a Big Deal?”

Is $100 a Big Deal?

Trying to Travel Hack

travelI’ve decided to travel hack. So that automatically means I’m an expert, right? Actually, I thought it would be really helpful to chronicle my toe dip into these waters. Because, if you’re not a travel hacker and you’re anything like me, you’re both excited and overwhelmed by the prospect of free travel.

Don’t get me wrong. Seeing the world at little to no cost sounds like a dream. But I currently have a huge aversion to credit card fees, and our teaching schedule forces us to travel during peak times (read: costs more points/miles). This combination left me on the sidelines for quite some time. Now that I’ve scooped up my Chase Sapphire Preferred card, I’m on the sidelines no more! Continue reading “Trying to Travel Hack”

Trying to Travel Hack

The Best Money I Spent This Month

best-moneyPersonal finance is about spending. There. I said it. Of course, saving and investing matter. But so does spending. It’s all about making money work to meet our needs, fulfill our wants, and achieve our dreams.

While I could drum up a really romantic notion for this post about how the best money I’ve spent recently is the charitable giving that we do or even a thoughtful birthday present I purchased for my mother-in-law, I’m going to be a little bit more real and a lot more selfish. To help me become more comfortable spending some of my hard-earned dollars, I thought I’d take a closer look at what I bought this month that brought me joy. Continue reading “The Best Money I Spent This Month”

The Best Money I Spent This Month

Travel Anyway: Vegas, Baby…Again

travel-anywayI’m going back to Vegas. Who’s shocked? I know. No one. And maybe everyone.

I do a spectacular job of hating on my mortgage. I post about it. I tweet about it. I stress myself out about it with side hustling. I think about it constantly when paying for grad classes to boost my income and my husband’s. So why in the world would I go back to Las Vegas again especially when we were just there this summer? The short answer is, Why wouldn’t I? Continue reading “Travel Anyway: Vegas, Baby…Again”

Travel Anyway: Vegas, Baby…Again

Frugally Awesome…Or Awkward: Haircut Edition

haircutAbout a month ago, I was driving home from work and decided long hair was exhausting. So, I did what any sane person does. I found a Great Clips coupon and lopped off 7 inches of hair less than an hour later. And man, did things get awkward. Continue reading “Frugally Awesome…Or Awkward: Haircut Edition”

Frugally Awesome…Or Awkward: Haircut Edition

In Defense of Kylie Jenner

JennerThere. I said it. Now before you think that I’m trying to usher in the apocalypse, hear me out. I’m not about to argue that the world needs another Kardashian. To be honest, I’m not even totally sure that she really is one. Instead, I’d like to defend the interview Ms. Jenner did for Wealthsimple last week, not her as a celebrity or as a person. Because 1.) much to my students’ perennial dismay, I don’t keep up with the Kardashians, and 2.) I don’t actually know her.

Last week, Wealthsimple did a profile on her as a part of their “Money Diaries” series, where they do a Q & A write-up with famous (they say “interesting”) people about how money intersects with their daily lives. And they picked the world’s most famous 19-year-old*. In it, she talks about inexpensive makeup, expensive cars, and possibly living outside of the limelight one day. After the post went live, there was some virtual eye rolling, and one Tweeter even questioned his enrollment in Wealthsimple. To both, I say absurd.

*Actually, I’m making this up. There are probably more famous 19-year-olds. Is Bieber still 19? What about Taylor Swift? Am I 97 yet? Continue reading “In Defense of Kylie Jenner”

In Defense of Kylie Jenner

The $5000 Tim Ferriss Math Problem

Math (2)Disposable income. The amount of money someone could spend on voluntary or non-essential costs. You know, the money that’s leftover after you’ve paid taxes, paid your bills, and paid yourself. In our house, we think of it as fun money. My grandma loved to call it her mad money. Whatever it’s called, it’s money that can be spent, no harm, no foul.

This past weekend, I was catching up on my favorite podcasts as I paddle boarded across the lake, and I nearly sent my phone to its watery grave in an effort to re-listen to something I surely misheard. I had already seen enough tweets and references to the Tim Ferriss episode “How to ‘Waste Money’ To Improve the Quality of Your Life”, so I thought I already got the gist of it. But I wanted to give it a listen regardless*. What the rest of the Twitter-verse didn’t tell me was the number he uses in his hypothetical number crunching. Hold onto your iPhones, folks. Continue reading “The $5000 Tim Ferriss Math Problem”

The $5000 Tim Ferriss Math Problem