Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s paychecks and two of mine, this particular month will actually net me three checks. Whenever I realize this and the initial excitement settles, the real question always becomes, What should I do with it? Continue reading “6 Ideas for that Extra Paycheck”
Buyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you develop that same feeling of deep-seated regret? It turns out there is. Continue reading “A Bad Case of Saver’s Remorse”
No, this list isn’t an attack on expensive wines, an admonishment of carry-out lunches, or a dismissal of brand-name products in favor of store brands. Nor is it an opportunity to remind you that Amazon sells a banana slicer. Okay, it’s kind of that. Instead, this is a list of four things that have come across my radar recently that I can’t believe people buy…and two things that I’ll cop to purchasing. Continue reading “Four More Things I Can’t Believe People Buy”
I left the house. I ran errands and dropped off a month’s worth of donations for the food pantry. I hiked the trails around the lake. I walked my neighborhood and nearby neighborhoods. During the string of three sunny, non-snowy days, I logged almost twenty miles. I spent a lovely Easter catching up with both sides of my family. I took care of a lot of items on my to-do and want-to-do lists. On the surface, it looked like this spring break was a success.
But maybe it wasn’t. Towards the tail end, I hadn’t been able to shake this general malaise. Vacationing wasn’t an option this year due to scheduling conflicts, but I felt like I had truly made the best of this homebound break. In fact, aside from some planned grocery shopping and home repair items that were already line items in our budget, I didn’t spend a dime. And therein lies the problem, at least sort of. Continue reading “Sometimes It’s OK to Spend”