How Would You Handle an Extra Expense?

Extra ExpenseIf an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours to hustle can be daunting, especially if you’re already side hustling. If your salary is fixed on a schedule, a raise is out of the question. So what would be your plan of attack to deal with an extra monthly expense? Continue reading “How Would You Handle an Extra Expense?”

How Would You Handle an Extra Expense?

No, The IRS Isn’t Actually Calling

IRSIn the middle of the week, I received the most exciting–and irritating–voicemail ever. Well, maybe not ever, but I can’t really remember all the way back to my middle school crank phone call days*. After thirty-six seconds, a tinny voice disconnected, and I realized that I had finally heard my first IRS scam. That’s right, the unicorn of phone calls, the pinnacle of scams is now indelibly recorded on my smartphone.

For those of you who haven’t discovered the white whale of scams, the voicemail plays as such: “The reason that this call is to inform you that the IRS is filing lawsuit against you. To get more information about this case file, please call immediately on our department number 360-810-6225. I repeat 360-810-6225. Thank you.” Mine was then followed by eleven seconds of static-riddled silence.  And yes, the missing words are courtesy of the caller, not my poor keyboarding skills.

The fact that these phone calls are still so pervasive is maddening. Robo-callers using MagicJack phones and similar technology that is far beyond my ken** to prey on unsuspecting people is vile. Because I had previously heard of this scam from a family friend, my pulse never spiked, my palms never broke a sweat. But I can’t say the same for everyone else.  Continue reading “No, The IRS Isn’t Actually Calling”

No, The IRS Isn’t Actually Calling