Montana Money Advenures: Best Money Spent

montanaMs. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test. Continue reading “Montana Money Advenures: Best Money Spent”

Montana Money Advenures: Best Money Spent

If I Were Rich, Where Would I Be?

rich“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted.

Now that I’m older, I’ve started to think on this again. Where would I be? What would I do? How would I answer her question? My greatest wish would be to spend one more day with her. But if I can’t do that, the least I could do is come up with an answer to her question. Continue reading “If I Were Rich, Where Would I Be?”

If I Were Rich, Where Would I Be?

The Best Money I Spent This Month

best-moneyPersonal finance is about spending. There. I said it. Of course, saving and investing matter. But so does spending. It’s all about making money work to meet our needs, fulfill our wants, and achieve our dreams.

While I could drum up a really romantic notion for this post about how the best money I’ve spent recently is the charitable giving that we do or even a thoughtful birthday present I purchased for my mother-in-law, I’m going to be a little bit more real and a lot more selfish. To help me become more comfortable spending some of my hard-earned dollars, I thought I’d take a closer look at what I bought this month that brought me joy. Continue reading “The Best Money I Spent This Month”

The Best Money I Spent This Month

6 Ideas for that Extra Paycheck

Extra Paycheck (1)Where are all my bi-weekly paycheck people at? If you pick up a paycheck every other week–or every week–then you know that there are months where you’ll land an “extra” paycheck. For me, one of those months happens to be September this year. While my monthly budget is structured based on two of my husband’s paychecks and two of mine, this particular month will actually net me three checks. Whenever I realize this and the initial excitement settles, the real question always becomes, What should I do with it? Continue reading “6 Ideas for that Extra Paycheck”

6 Ideas for that Extra Paycheck

A Bad Case of Saver’s Remorse

Saver's RemorseBuyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you develop that same feeling of deep-seated regret? It turns out there is. Continue reading “A Bad Case of Saver’s Remorse”

A Bad Case of Saver’s Remorse

Pack Smarter to Save at All-Inclusives

Pack SmartNo, this isn’t going to be a post about how I put breakfast and booze in my suitcase to save money. That kind of packing isn’t necessary here. We’re taking Mr. P’s favorite kind of trip where he can eat so much that people marvel at his ability to not throw up: an international all-inclusive vacation. Now let’s talk packing. Continue reading “Pack Smarter to Save at All-Inclusives”

Pack Smarter to Save at All-Inclusives

Frugally Awesome…Or Awkward: Part 4

Awkward 4There’s something about money: It brings out the best, the worst, and the most awkward side of people. Since I’ve dedicated a fair amount of time this summer to side hustling, I’ve had to do some explaining for how I’m spending my time. I get it. A lot of people think teachers have summers off and spend time eating bonbons ice cream straight out of the carton. But even fellow educators have had some really interesting things to say when they hear about my hustling. As usual, my interactions lean more towards awkward rather than awesome. Continue reading “Frugally Awesome…Or Awkward: Part 4”

Frugally Awesome…Or Awkward: Part 4

Free Cirque Shows and Other Ways to Make Vegas Cheap

Free CirqueFree tickets in Vegas aren’t a thing of the past. You don’t have to know a guy. You also don’t have to be a high roller or a big spender. In fact, a clever combination of My Vegas Rewards and Groupon allowed Mr. P and I the opportunity to take in a show and spend a day out in the desert for $75 total. Here’s how: Continue reading “Free Cirque Shows and Other Ways to Make Vegas Cheap”

Free Cirque Shows and Other Ways to Make Vegas Cheap

Lessons I Learned Sitting Next to a Winning Slot Machine

Winning Slot MachineDon’t fly in on a Sunday. Play in heavily trafficked areas. Always use a player card. Never use a player card. As soon as anyone heard we were dashing off to Sin City this past December, advice on how to beat the odds in Las Vegas bubbled over.

Want the best odds of returning home with lots of money after a jaunt to Las Vegas? Don’t get off the plane. I know full well that stepping foot in a casino is akin to lighting my dollars quarters nickels pennies on fire. But the cacophony of blazing neon, screaming bells, victorious whoops, and defeated sighs is too much of a siren song for me to resist. While I certainly did not win big, I left with some interesting lessons after sitting one seat away from a winning slot machine on this past vacation. Continue reading “Lessons I Learned Sitting Next to a Winning Slot Machine”

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Digital Nomads: Mixing Work and Pleasure

Mixing Work and PleasureMr. P and I are jetting off for a quick trip (hooray for gifting experiences instead of things). While we’re away, thanks to Nate Vickrey for this post on some insights into different job opportunities digital nomads pursue. 

The rise of the Internet brought us a lot of possibilities. Among them is the opportunity not to be desk-bound with some stressful and boring job. Finally, free-spirit people can work and fulfill their dreams about traveling the world at the same time. Instead of feeling depressed in a cubicle, you can enjoy the sun at some Caribbean beach and click your way to your hard-earned money. There are numerous jobs that fulfill all the necessary requirements for the ideal mixture of work and pleasure. Here are some great offerings for all you digital nomad wannabes:

Travel Blogger

Well, this is actually mixing pleasure and pleasure. Traveling itself turns you into a storyteller, so there is not much to work on there. You can decide for universal style of writing where you will talk about whatever crosses your mind about some place, you can also travel by train and make a world’s railway blog, or you can, as Matthew Kepnes, the author of the blog Nomadic Matt, teach people how to travel on a budget. And as this young nomad says, “Travel doesn’t have to be about going someplace exotic, just someplace new and I bet there are many new places near you!”

Any Kind of Blogger

Blogging is actually a dream job because you can write about anything from any corner of the world. Natalie Sisson, for instance, is a world traveler on a mission to teach entrepreneurs how to build their personal brand by using online tools. Another interesting type of blogging is promoted by Colin Wright, the author of Exilelifestyle.com blog, who is moving to a new country every four months based on the votes of his readers. As you see, all you need is an idea which will inspire people, such as a culinary blog with food all around the world or a blog exploring the traditions and music of different nations, etc.

Photographer

If you want to be a nomadic photographer, you will need to invest much more than with previous jobs. The proper equipment can be a bit expensive, and if you are traveling into areas with extreme climate, you will need to spend even more on additional protection for your camera. Still, it is an amazing job, and with time, you can get sponsored travel deals and even cooperate with some travel magazines and blogs. Your photography skills will improve over time and it will be easier to find endorsements for your adventures.

Broker/Trader

Yes, it is possible to do a high-pressure job in a totally relaxed surroundings. Being a broker might sound dull to you, but if you get the hang of it, you can become a proper Wolf of Wall Street (or Thailand if you prefer). Giving up your current job and altering your lifestyle by funding it through trading foreign exchange markets, binary options or even penny stocks. The most important thing is to be well informed about your options and the rules of the market. Perhaps the simplest way to trade in multiple global markets is by binary options. You can find out more about binary options here.

Developer/Web Designer

IT is one of the most prosperous industries in the world, and it is that way in almost every country in the world. As a web developer, youcan build and maintain websites by using knowledge of scripting languages (Perl, HTML, JavaScript, PHP, CSS, etc.), creativity and strong communications skills, which you will need for discussing with clients and closing deals. All the equipment you need is a decent laptop and a valid passport and you can hit the road.

There are many other freelance professions in the world of digital nomads, but the one keyword that connects them all is FREE. You are free to choose your profession, free to organize your own timetable, free to go where your heart takes you and free to enjoy life. It does not get any better.

Digital Nomads: Mixing Work and Pleasure