Pennies and Dollars: Best Money Spent

Best Money Spent Pennies and DollarsSince I started this series last month, we’ve celebrated everything from chocolate and hockey to concerts and backpacking. Today, Pennies and Dollars is here to share with us what he considers his best money spent this month year. For him, it’s not just about spending well once. It’s about stretching dollars to get the most bang for your buck.  Continue reading “Pennies and Dollars: Best Money Spent”

Pennies and Dollars: Best Money Spent

Trying to Travel Hack

travelI’ve decided to travel hack. So that automatically means I’m an expert, right? Actually, I thought it would be really helpful to chronicle my toe dip into these waters. Because, if you’re not a travel hacker and you’re anything like me, you’re both excited and overwhelmed by the prospect of free travel.

Don’t get me wrong. Seeing the world at little to no cost sounds like a dream. But I currently have a huge aversion to credit card fees, and our teaching schedule forces us to travel during peak times (read: costs more points/miles). This combination left me on the sidelines for quite some time. Now that I’ve scooped up my Chase Sapphire Preferred card, I’m on the sidelines no more! Continue reading “Trying to Travel Hack”

Trying to Travel Hack

A Bad Case of Saver’s Remorse

Saver's RemorseBuyer’s remorse: A feeling of deep regret when you realize you don’t actually want or need or even like your purchase. As irritating as buyer’s remorse can be, in many situations, there’s a return policy for that. But what about saver’s remorse? Is it possible to actually save money in such a way that you develop that same feeling of deep-seated regret? It turns out there is. Continue reading “A Bad Case of Saver’s Remorse”

A Bad Case of Saver’s Remorse

Frugally Awesome…or Awkward: Vacation Edition

Awkward VacationFor this post, I thought I’d change things up a bit. Think of it as the awkward vacation edition. Generally, these posts are a recap of how people in my life question our money-saving choices. Since I’m writing this cozied up to the Pacific Ocean in Costa Rica–seriously, our hotel’s wifi stretches all the way to the beach–I thought I would share some recent comments that I encountered while planning and taking this trip. A few focus on splurging. A few focus on frugality. And all of them left me feeling more than a little awkward. Continue reading “Frugally Awesome…or Awkward: Vacation Edition”

Frugally Awesome…or Awkward: Vacation Edition

Pack Smarter to Save at All-Inclusives

Pack SmartNo, this isn’t going to be a post about how I put breakfast and booze in my suitcase to save money. That kind of packing isn’t necessary here. We’re taking Mr. P’s favorite kind of trip where he can eat so much that people marvel at his ability to not throw up: an international all-inclusive vacation. Now let’s talk packing. Continue reading “Pack Smarter to Save at All-Inclusives”

Pack Smarter to Save at All-Inclusives

How We Did Vegas for $250 Out-of-Pocket: Part 1

Vegas 1Tony Curtis once said, “If you know how to live in Las Vegas, you can have the best time.” Say what you want about the gaudiest light show on earth, but there’s something truly captivating about a city where everyone is hoping to get lucky. The fast pace. The bombastic shows. The glamorous nightlife. The never-ending neon. There are so many reasons why my husband and I drawn to the Strip. And the fact that we continually take this trip so inexpensively doesn’t hurt, either.

It’s often said that anything goes in Vegas. And that goes for vacation price tag as well. This past trip, we managed to clock in at $250 out-of-pocket. Here’s how we did it with some help from our credit cards, MyVegas Rewards, and some other clever tricks:

The Hotel & Flights – $0 – Credit Card Rewards

If I were a really savvy travel hacker with the ability to travel any week of the year, we probably could have found an even better deal. However, given the fact that I’m side hustling away my summer meant that we only had a small window of opportunity to travel. And it turns out, no one was going to Vegas after Memorial Day. Or that’s what I assume because they were practically giving the place away. A vacation package from Southwest that included two roundtrip, nonstop flights and a two-night stay at MGM was $500. Our Discover credit card cash back rewards footed that bill entirely.

Originally, we had planned to stay for three nights, but I had to tackle a day of meetings that I couldn’t reschedule. Still, considering we landed at 8 AM Tuesday and didn’t fly out until 6PM on Thursday, we really had three full days to explore the Strip and beyond. Even if you don’t have credit card rewards or miles, $500 for three days for two people isn’t a bad deal.

The takeaway: My affinity for the Southwest Low Fare Calendar knows no bounds. Explore different options. Check different seasons. And if you’re headed to Vegas, definitely consider going midweek. The only drawback to scheduling anything in Vegas is the fact that shows and nightclubs have different days on which they are dark. Timing really is everything.  

Bonus tip: Virtually every hotel — no matter the number of stars or bedbugs — now charges a resort fee. It covers the cost of the pools, the workout centers, wifi, and other amenities. It also allows hotels to advertise much cheaper rates than what you’re really paying. Brace yourself for an extra $25-$35 a night. And bring a swimsuit. You’re paying for the pools. You might as well use them!

The Food – Tips Only – MyVegas Rewards & Gift Cards

How we dine out in Vegas isn’t for everyone. I get that. There are no $200 caviar appetizers or $100 steak dinners here. That’s not our speed. In fact, I could have easily picked up gift cards to numerous steakhouses or other fine dining restaurants on the Strip, but that’s too much red meat and white tablecloths for my taste.

To start, we actually pack breakfast in our suitcase. For me, that usually involves some kind of snack bar or fruit squeeze. For Mr. P, bagels. Because he can never have too many carbs. I’m also a big fan of using my Starbucks gift cards to pop down for some tea in the morning. Since most hotels in Vegas will charge you extra for a mini-fridge, if you plan on packing or buying any kind of snack foods on the Strip, you’ll have to plan accordingly. Or get creative with your ice bucket.

For our lunches, we used My Vegas Rewards for two buffet comps: one at the Mirage and one at Aria. And man, did Mr. P eat the prime rib and crab legs. Though there were many people who did not tip at all, we tipped about $20 total for both lunch buffets. We wanted to take care of the table attendant who cleared the many, many plates at Aria. But we also wanted to tip the bartender who poured Mr. P’s beer, which flows limitlessly at the Mirage.  

Since we only had two nights, we did not really plan to get too crazy or elaborate with our meals. I used a combination of Bing rewards and Amazon gift cards to order a PF Chang gift card and a Brinker gift card. The closest PF Chang is a good 45 minutes away from us at home, and Mr. P’s love for their lettuce wraps knows no bounds. So I knew this would be on his list. Plus, they have a fantastic outdoor patio dead center to all the action on the Strip.

As for the Brinker card, we had originally intended to eat at Maggiano’s, but then we stumbled across a Chili’s that had some amazing happy hour specials and a second-story patio with glorious misters and fans. Plus, we wanted to be able to eat over the Strip. You truly can’t put a price on people watching. Since both restaurants had happy hour specials, we actually were able to put the cost of the food, the drinks, and the tip on the $50 gift cards. In fact, we actually tipped about $12 at each restaurant simply because we didn’t want gift cards with $2 on them since we virtually never go out to eat at home.

The takeaway: Dine however you want and in whatever way fits your budget. Remember that there are plenty of different options at a variety of price points. If you’re looking for a deal, scour the signage for happy hour specials. We noticed that most restaurants and bars had some sort of early evening happy hour or late-night reverse happy hour specials. You can also get creative with comps if you gamble with real money at casinos or from My Vegas if you gamble with imaginary money online. And pack snacks.

Next Up

In the next installment, I’ll talk about how our day trip to the Hoover Dam and Lake Mead, the nightlight, parking, and even gambling clocked in at under $250. No luck involved, I promise! In the final installment, I’ll share some of the specifics for how I score all of these gift cards throughout the year in case you’d like to copy our Sin City style. Stay tuned!

So Tell Me…What are your money-saving vacation secrets? Would you ever put bagels in your suitcase?

How We Did Vegas for $250 Out-of-Pocket: Part 1

Why International Travel Might Not be Out of Reach


International Travel Might Not Be as Expensive (1)International travel. You might want to move it closer to the top of your bucket list. Why? Not only is travel a fantastic way to expand your perspective and learn more about the world…it can also be a lot more budget friendly than you might think.

Mr. P and I were planning a trip to celebrate our first anniversary*. Neither of us has seen much of either coastline, so we started there. I pursued studied stalked the usual sites: Kayak, Expedia, Travelocity, United Vacations, Southwest Vacations, Groupon, the whole shebang. Not only was I hard pressed to find air and a week’s worth of lodging** for $3,000 for both of us, but that price did not include food, drinks, sightseeing, transportation, nada. I resigned myself to the fact that if I couldn’t even get myself to California or Massachusetts for under those prices, there was no way I could afford to dust off my passport. Right? Continue reading “Why International Travel Might Not be Out of Reach”

Why International Travel Might Not be Out of Reach